There are two main ways of funding residential investments; single mortgages on each property or one larger loan secured against a portfolio of properties.
Loans secured against a portfolio of residential properties
There are numerous benefits if you choose to secure your loan against a property portfolio
Administration: Simpler administration - only one loan compared to lots of individual mortgages.
Rental Income: The rental income from the portfolio is added together so that higher yielding properties can unlock equity or support borrowing against lower yielding properties.
Surplus equity: Surplus equity can be used to finance other opportunities - you choose!
Small Haulage Firm
Rob Styles Merseyside
This self-employed driver worked for one haulage company and had achieved a turnover of £160k pa. Rob worked during the day in his
Electrical & Mechanical Contractors
Steven Buckley S&S Electrical
This Electrical Contractor was established to undertake contracts for large end users and main contractors.
ELS Printing services. Manchester.
Difficulties were encountered when the directors moved into publishing; with further losses materialising through