July 13, 2017

Residential Investment

There are two main ways of funding residential investments; single mortgages on each property or one larger loan secured against a portfolio of properties.

Loans secured against a portfolio of residential properties
There are numerous benefits if you choose to secure your loan against a property portfolio:-

  • Administration: Simpler administration - only one loan compared to lots of individual mortgages.
  • Rental Income: The rental income from the portfolio is added together so that higher yielding properties can unlock equity or support borrowing against lower yielding properties.
  • Surplus equity: Surplus equity can be used to finance other opportunities - you choose!

Speak to a Commercial Mortgage Specialist